Skip to content
Featured News
pexels-apasaric-1238864-1
Behind The Iron with Whelans
At Iron Capital, we work with a number of businesses across the earthmoving and heavy industrial equipment sectors, facilitating the roll out key infrastructure projects across Australia and New Zealand.
News

Iron Capital secures Bobcat Skidsteer Loader

Bobcat-image-scaled-2Iron Capital recently helped Jake Anderson from a national equipment finance brokerage secure a Bobcat Skidsteer Loader 

Pacific Finance secures heavy mobile mining equipment

Jaw-Crusher-2Andrew Stewart from Pacific Finance recently secured some heavy mobile mining equipment for a publicly listed client.
P1010554_preview

Flexible Financing Solutions
for Finance Brokers

Help your Customers secure the equipment they need today, with the flexibility to own it later and giving you more time to arrange long-term financing solutions.

Why Offer a Rent to Purchase Option (RPO) to your Customers?

As a finance broker, your goal is to provide the best financing solutions for your Customers. While traditional equipment loans may be your first option, there are situations where a Rent to Purchase Option (RPO) is a perfect alternative. With Iron Capital’s RPO, you can help your Customers get the equipment they need right away, without a large upfront investment. Plus, it gives you 12 months to arrange the right equipment loan for your Customers to buy the asset at the end of the rental term.
P1010918_preview
line_black

WHO BENEFITS FROM RPO?

BG_hero
Growing Businesses

Companies expanding their operations that need to add equipment quickly without making a large initial purchase.

P1010554_preview
Cash Flow-Conscious Customers

Businesses that want to preserve cash flow while spreading payments over time, avoiding a significant financial outlay upfront.

DSC02393_preview
Seasonal and Project-Based Customers

Customers with changing project needs can benefit from the flexibility of renting equipment now and deciding later if they want to own it.

P1130053_preview
Customers with Credit Challenges

RPO offers an equipment solution for businesses that may struggle to secure traditional loans, providing them with time to stabilise before pursuing a long-term financing option.

P1030458_preview
Fleet Managers Seeking Flexibility

Companies that need equipment for immediate use, but want the option to purchase later if the equipment becomes vital to their operations.

By offering RPO, you’re not just helping your Customers secure the machinery they need—you’re giving them the flexibility to manage their cash flow and project demands, while allowing yourself the opportunity to arrange more appropriate financing in the future.
line

HOW DOES IT WORKS?

Our Rent to Purchase program is designed to be simple and dealer-friendly. Here’s how you can get started:

icon_01-Oct-01-2024-12-19-50-4471-AM
Provide Machine and Customer Details
Let us know the specific equipment your Customer is interested in, and we’ll prepare a quote tailored to their needs.
icon_02-4
Submit the Application
We will work with you and your customer to submit an application through to our credit team. With our streamlined processes approvals are completed within 24 hours.
icon_03-3
Finalise the Deal
Once approved, we handle the paperwork and settlement with the seller, whilst your customer handles registration, insurance, and ongoing maintenance.
icon_04-3
End of Term
At the end of the term, your customers can choose to continue renting at a lower monthly cost, purchase the equipment at a pre-agreed price, or return the equipment to us and walk away.
pexels-spencerlind1-1420744-1

GET ACCREDITED WITH
 IRON CAPITAL TODAY!

Become an accredited Iron Capital broker and offer your Customers the flexibility of Rent to Purchase Options (RPO), helping them secure equipment while giving you more financing opportunities

Why Choose Iron Capital?

As Australia’s #1 provider of Rent to Purchase Options (RPO), Iron Capital is the trusted partner for finance brokers who want to offer flexible equipment financing to their Customers. With over 3,000 satisfied customers, we’ve helped businesses across the earthmoving, construction, and mining industries secure the equipment they need while preserving their cash flow and growth potential.
P1020272_preview

Here’s why finance brokers choose Iron Capital for their Customers:

image_01-1
Fast Approvals with Minimal Paperwork
Streamlined application process up to $750k with approvals completed within 24 hours of submission, ensuring your Customers get the equipment they need quickly.
image_02-2
Credit-Friendly Financing
RPO focuses on the value of the asset rather than the credit profile, making it an excellent option for businesses with credit limitations to access essential equipment.
image_03-2
Preserve Debt Capacity
RPO is off-balance-sheet, allowing your Customers to maintain their borrowing capacity for other crucial financial needs, preserving their capital for growth and future investments.
image_03-1
Flexible Equipment Sourcing
Your customers can select equipment from any dealer or through a private sale, ensuring they get the right machinery at the best possible price.
image_05
Build Equity While Renting
With RPO, your Customers can build equity while renting, with a reduced purchase price at the end of the term—giving them the flexibility to own the equipment if it becomes essential to their business.

By partnering with Iron Capital, you can offer your Customers more than just financing—you provide them with flexible solutions that help them manage their cash flow, access the machinery they need, and eventually own the equipment if desired. Let us handle the financial risk while you focus on helping your Customers secure long-term solutions.

"Iron Capital really stepped up when my client's finance was unexpectedly pulled. They quickly understood the long-term potential of the business and approved the deal within three hours. This gave my client the confidence to move forward with the equipment they had been waiting on. The whole process was smooth—Iron Capital was responsive and willing to workshop the deal from the very first call."
Jake AndersonEquipment Finance Broker
“It’s unusual for a financier to have such a commercial approach and I found it both refreshing and practical. I know the client also appreciated being measured by their future performance, rather than a past with no relevance to the future,”
Andrew StewartPacific Finance
“The Iron Capital team provided a quick and effective solution to our problem. These guys understand equipment and the challenges of the industry we work in”
Tristan StoreyDirector - Landforming Australia
“I wouldn’t hesitate to recommend Iron Capital to my customers. We have been working together for many years and they always have a solution that works”
Daz ScaleDirector - Makin Traks
“There are a few providers in the RPO market today but we find Iron Capital are the best – they know what we need and understand our market”
Ashley FraserMD Bluecap Mining
Iron Capital’s understanding of equipment and our industry has made them an invaluable partner particularly with our growth and expansion at our Ardmore Phosphate Project in North West Queensland.
Gavin SwartAgriflex Pty Ltd
3000+ Customers Australia's #1 RPO Provider
10,000+ Make-Models Widest Range of Equipments
15 Years Strong Equipment Experts
24 Hour Process Fast Approvals
line_black

GET STARTED WITH RPO TODAY

Ready to take your business to the next level? Contact Iron Capital today to learn more about how our Rent to Purchase Option can help you grow smarter, faster, and more efficiently.