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Behind The Iron with Whelans
At Iron Capital, we work with a number of businesses across the earthmoving and heavy industrial equipment sectors, facilitating the roll out key infrastructure projects across Australia and New Zealand.
News

Iron Capital secures Bobcat Skidsteer Loader

Bobcat-image-scaled-2Iron Capital recently helped Jake Anderson from a national equipment finance brokerage secure a Bobcat Skidsteer Loader 

Pacific Finance secures heavy mobile mining equipment

Jaw-Crusher-2Andrew Stewart from Pacific Finance recently secured some heavy mobile mining equipment for a publicly listed client.
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Rent Purchase Option

Hire the machine you want now, with the flexibility to purchase it later.

What is an Rent to Purchase Option (RPO)?

Iron Capital's Rent Purchase Option (RPO) is more than just a financing solution—it's a strategic tool for businesses in the earthmoving, construction, and mining industries. RPO allows you to rent the equipment you need now, with the option to purchase it later. This unique program provides the flexibility you need to manage cash flow, expand your fleet, and adapt to changing project demands, all without the burden of a large upfront investment.
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HOW DOES IT WORKS?

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Select Your Equipment

Choose the machinery you need from any dealer or private sale. Whether it's brand new or high-quality used equipment, you get exactly what fits your project requirements.

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Submit your application
Once you've selected your equipment and agreed to the terms, we prepare your rental agreement, typically within 24 hours. This ensures there are no delays in getting your equipment on-site.
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Equipment Delivery
Take delivery of your equipment and get to work immediately. You'll handle registration, insurance, and maintenance, just as if you owned it.
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Flexible End-of-Term Options
At the end of your rental term, you have three choices:
  • Purchase: Buy the equipment at a pre-agreed price, which is often below market value.
  • Extend: Roll over your rental and continue using the equipment, with terms adjusted based on the initial purchase option value.
  • Return: Simply return the equipment to a nominated yard if it no longer meets your needs.
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READY TO POWER
YOUR NEXT PROJECT?

Get in touch today and discover how we can help you move your project forward with our smart, flexible equipment hire solutions.

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WHY CHOOSE RPO

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Immediate Access, No Large Upfront Costs

Get the equipment you need right away without tying up capital in a significant upfront purchase. Preserve your cash for other critical business needs.

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Flexibility to Purchase

Enjoy the freedom to decide if and when you want to purchase the equipment. Our RPO model allows you to transition from renting to owning whenever it makes sense for your business.

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Customized to Your Business

Choose rental terms that align with your project timelines—12, 18, or 24 months. At the end of the term, you can return, extend, or purchase the equipment, giving you ultimate control over your assets.

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Minimal Paperwork, Fast Approval

We know that time is money. That’s why we’ve streamlined our approval process to be quick and easy, with minimal documentation required. Approvals are completed within 24 hours of submission, so you can keep your projects on track.

"Iron Capital really stepped up when my client's finance was unexpectedly pulled. They quickly understood the long-term potential of the business and approved the deal within three hours. This gave my client the confidence to move forward with the equipment they had been waiting on. The whole process was smooth—Iron Capital was responsive and willing to workshop the deal from the very first call."
Jake AndersonEquipment Finance Broker
“It’s unusual for a financier to have such a commercial approach and I found it both refreshing and practical. I know the client also appreciated being measured by their future performance, rather than a past with no relevance to the future,”
Andrew StewartPacific Finance
“The Iron Capital team provided a quick and effective solution to our problem. These guys understand equipment and the challenges of the industry we work in”
Tristan StoreyDirector - Landforming Australia
“I wouldn’t hesitate to recommend Iron Capital to my customers. We have been working together for many years and they always have a solution that works”
Daz ScaleDirector - Makin Traks
“There are a few providers in the RPO market today but we find Iron Capital are the best – they know what we need and understand our market”
Ashley FraserMD Bluecap Mining
Iron Capital’s understanding of equipment and our industry has made them an invaluable partner particularly with our growth and expansion at our Ardmore Phosphate Project in North West Queensland.
Gavin SwartAgriflex Pty Ltd
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HOW DOES AN RPO COMPARE?

Cash Purchase
Dry Hire
OEM Finance
Bank Finance
RPO
Equipment Type
New or Used equipment
Used equipment only
New equipment only
New & narrow range of used equipment
New & wide range of used equipment
Upfront Cash Requirement
High
Low
Low
Medium, % upfront equity required
Low
Lead Time
Long for new; shorter for used
Short < 48hrs
Long - months for new equipment
Long for new; shorter for used
Short < 24hrs
Level of Flexibility
No flexibility
Highly flexible
Limited flexibility, standardised terms
Limited flexibility, standardised terms
Highly flexible, rent, return or purchase
All-In Customer Costs
High impact on cash flow
High for rental periods of 6 mths or more
Moderate
Lowest
Moderate
Path to Own Equipment
Yes
No
Yes
Yes
Yes
Build Credit History
No
No
Yes
Yes
Yes
Potential Customer Tax Benefits
Typical asset depreciation schedule
Expensed based on full rental payments
Typical asset depreciation schedule
Typical asset depreciation schedule
Expensed based on full rental payments
3000+ Customers Australia's #1 RPO Provider
10,000+ Make-Models Widest Range of Equipments
15 Years Strong Equipment Experts
24 Hour Process Fast Approvals
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GET STARTED WITH RPO TODAY

Ready to take your business to the next level? Contact Iron Capital today to learn more about how our Rent to Purchase Option can help you grow smarter, faster, and more efficiently.